Trends Shaping The Financial Inclusion Landscape in 2024 and Beyond!

India's journey toward financial inclusion has been remarkable, the determined and collaborative efforts by the government, financial institutions, and fintechs have transformed the financial landscape by bringing millions of underbanked individuals into the formal financial ecosystem.

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How Gold Loans Impact Your Credit Score?

In the dynamic realm of personal finance, gold loans have emerged as a beacon of immediate relief for those facing urgent financial needs.

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Will home buying affordability rise to a three-year high in 2024? Here’s what experts say.

Looking at market dynamics, price, affordability, and economic indicators, analysts say the prospect of homeownership appears increasingly within reach for many in the coming year.

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पर्सनल लोन लेने से पहले किन बातों को जानना है जरूरी?

जब संघर्ष आपके सपनों और पैसे के बीच हो, प्रत्येक लोन आपकी वित्तीय कहानी में महत्वपूर्ण भूमिका निभाता है और आपकी आने वाली वित्तीय यात्रा पर प्रभाव डालता है. तो आइए, पर्सनल लोन लेने से पहले आपके सामने आने वाले प्रमुख प्रश्नों को जानें.

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Home Loan Trends: A Year-End Recap & 2024 Outlook

As 2023's resilient home loan journey paves the way for a positive 2024, let's check out the trends, impact of evolving technology and transformative growth in the sector.

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What Are The Challenges And Opportunities For Women When Buying A Property?

Properties are among the few tangible assets whose value is appreciating rather than depreciating. But let's face it, buying a house is never an easy task and requires many years of financial planning.

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How Much Concession Do Women Borrowers Get On Home Loan Interest Rates? Find Out!

Women in the current times have more benefits from home loans than general individuals. They are not only offered concessions on home loans, but also are given lower stamp duty rates and property registration charges for accessing government schemes.

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7 Tips For a Better Personal Loan Deal

It is important to understand how your salary influences your loan amount and implementing these valuable strategies can significantly impact your eligibility for the personal loan you desire, says Kamaljeet Rastogi.

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5 Simple Ways to Master Personal Loan Repayment

In a world where the cost-of-living soars and unexpected expenses are a part of daily life, personal loans have emerged as a vital lifeline for many.

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अच्छा क्रेडिट स्कोर वित्तीय निर्णयों को कैसे प्रभावित करता है?

याद रखें, लोन एक जिम्मेदार वित्तीय निर्णय है जो न केवल आपको वित्तीय रूप से मदद करता है बल्कि समय पर EMIs के भुगतान करने पर आपको एक अच्छा क्रेडिट स्कोर बनाने में भी मदद करता है.

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Are salaried employees taking home loans before they hit 30?

Some salaried employees may take on a home loan in their 20s if they can save for a down payment and feel financially stable enough to manage the mortgage payments.

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Real estate trends: Will the sector witness a rise in women homebuyers in 2024? Experts decode

Women are emerging as key homebuyers. Experts believe that the surge in women homebuyers in India is driven by several factors. Will this trend continue in 2024? What do industry experts have to say?

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साहूकार या बैंक? कहाँ से लोन लेना है बेहतर?

नौकरीपेशा व्यक्ति को भी आपातकाल के समय लोन की आवश्यकता पड़ सकती है. और जब पैसे उधार लेने की बात आती है, तो दो प्राथमिक स्रोत होते हैं: बैंक और निजी साहूकार, और ग्रामीण क्षेत्रों और टियर III और IV शहरों के लोग दूसरे विकल्प को चुनना आसान समझते हैं.

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Credit Score vs Credit Report: Know the difference for financial success

Credit scores and credit reports are important in finance and banking. Your credit score represents your creditworthiness, while your credit report provides a detailed account of your financial decisions.

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From Weddings To Home Renovation: 7 Reasons To Go For Personal Loan

Unlike secured loans, such as home or car loans, personal loans don't require collateral. This lack of collateral makes them an ideal choice for those who need immediate funding without risking their assets.

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4 कारण क्यों क्रेडिट कार्ड आपके वित्तीय स्वास्थ्य के लिए महत्वपूर्ण हैं

क्रेडिट कार्ड, जो वित्तीय नियोजन का एक बहुत ही नाजुक हिस्सा है, अच्छे वित्तीय स्वास्थ्य को बनाए रखने में एक मजबूत भूमिका निभाता है.

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साहूकार या बैंक? कहां से लोन लेना है बेहतर? आंकड़ों में समझिए रिस्क की गणित

जब पैसे उधार लेने की बात आती है, तो दो प्रमुख स्रोत होते हैं - बैंक और निजी साहूकार, और ग्रामीण क्षेत्रों और टियर III और IV शहरों के लोग दूसरे विकल्प को चुनना आसान मानते हैं.

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Five Tips For Acing Personal Loans And Making The Most Out Of It

Personal loans grew by 30.8 per cent in August 2023 as compared to 19.4 per cent in 2022, while total credit to the segment stands at Rs 47.7 trillion, according to the Reserve Bank of India (RBI).

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Planning to buy a home this festive season? Here are six things to consider. Know here.

Diwali is an auspicious occasion for many to make new beginnings. Buying a new home or moving into one for the first time is an important milestone in one’s life.

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Navratri 2023: Five reasons to buy a house this festive season. Know here.

Planning to buy a house this festive season? Navratri is considered an auspicious period in Hindu culture. It is believed that buying a house/property during this 9-day festival can bring blessings to you.

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Credit Score: लोन के लिए क्रेडिट स्कोर क्यों इतना जरूरी है? जानें कैसे होता है इसका कैलकुलेशन

अगर आप लोन लेने जा रहे हैं तो बैंक सबसे पहले क्रेडिट स्कोर चेक करते हैं। अगर ये अच्छा नहीं पाया जाता है तो आपको लोन लेने में कई परेशानियों का सामना करना पड़ सकता है।

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Implications And Options For Term Loans After You Default?

There are many consequences for defaulting on term loans. Some of the major impacts could be a drop in your credit score, future opportunities to avail of new loans, and when you apply for new loans, you might be charged higher interest rates.

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Paying home loan EMI vs renting a house: Which option will save more money for you? Know here.

Owning a home through a home loan offers equity growth, stability, tax benefits, and investment potential. Renting allows for short-term flexibility and initial cost savings

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Back The power of saving: How small money-saving habits can lead to big financial rewards

Saving money also enables one to achieve long-term goals, such as buying a home, starting a business, or funding your children's education.

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How tractor financing helping farmers grow in India.

Tractors are not solely valuable to farmers; they also serve as essential tools for various businesses involved in agriculture

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Loan restructuring vs loan refinancing: Which should you opt and when

Loan restructuring vs loan refinancing: Ensuring a clear understanding between the two will enable you to select the most suitable option for your circumstances.

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Floating vs fixed interest rate: What’s the difference and what’s us suitable.

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How to choose the right home loan tenure that suits your pocket

What should be your ideal home loan tenure? If you are struggling with this question, here are the factors that may help you to make the right choice.

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RBI Approves FLDG Guidelines For Digital Lenders

As per the guidelines, the RBI has decided to permit arrangements between regulated entities and lending service providers or between two regulated entities involving default loss guarantee

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What is short-term personal loan and should you opt for it? 5 key factors to consider while applying

A personal loan can provide the financial flexibility. But is it crucial to calculate the amount or ...

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Have a good credit score, need quick money? Opt for unsecured loan

Since the interest rate is high and the loan tenure short, evaluate your repayment capacity carefull...

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Planning to buy a house on loan? 6 key factors that could affect your home loan interest rates

Home Loan Interest Rate: An informed decision about the home loan interest rates can help cut down o...

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SahiBnk inaugurates its store in Morigaon district of Assam

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SahiBnk store inaugurated in Morigaon district of Assam

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Pre-approved loans- All you need to know

Going for a pre-approved loan can be a good option, but should apply only when one is sure about the...

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RBI drafts rules on loan penal charges. How will they benefit loan borrowers?

The RBI’s draft guidelines discuss details of the penal charges levied by financial institutions, ...

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MBS unveils SahiBnk branches in the state.

Manipal Business Solutions (MBS), one of India's leading and trusted fintech companies, unveiled SahiBnk branches in Assam, under an initiative led by Assam Agribusiness and Rural Transformation Project (APART).

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New SahiBnk branch unveiled in Assam; initiative led by Assam Agribusiness and Rural Transformation Project

The inauguration ceremony was attended by key dignitaries including S K Parida, General Manager, WAM...

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